Ripple’s Plans for 2019 and Beyond

At the beginning of 2019, Ripple declared that the company reached more than 200 customers around the world. In a quest of reducing the cost of international financial transactions, Ripple has partnered with industry giants such as American Express and Bank of America. In addition, its token XRP is one of the most reputable tokens in crypto space. It’s market cap was $12 865 182 318, placing XRP just behind Bitcoin and Ethereum.

Yes, Ripple’s achievements have been quite impressive so far. And there is no doubt that its plans for the future are equally ambitious. So let’s take a look at some of them.

Ripple plans to make XRP more accurate


The company recently announced that it wants to make the Ripple network more accurate. As a part of this, reporting around XRP will also become more transparent. This is a good move since making XRP more transparent will increase trust and attract more investors.

SBI and Ripple-Powered Money Tap App

sbi ripple asia

SBI Ripple Asia decided to test in-store payments with its Money Tap app. The test will start at SBI Group’s headquarters in Tokyo, Japan. Money Tap is available for both iOS and Android devices and allows users to send funds using recipients’ telephone numbers or a QR code. If the demo trial goes as planned, SBI will launch the app as a new service within the year.

Ripple’s University Blockchain Research Initiative (UBRI) expansion in Asia

In June 2018, the company launched a global University Blockchain Research Initiative (UBRI), in order to improve “academic research, technical development, and innovation in blockchain, cryptocurrency, and digital payments.”

This year, this initiative managed to expand to the Chinese Institute for Fintech Research at Tsinghua University and the National University of Singapore. Ripple also announced that it plans to expand this initiative to more international academic institutions.

Providing XRP in Switzerland and India

Rumor has it that Ripple is expanding its business to Switzerland and India. Apparently, Ripple has opened a new office in Zurich, with the intention of attracting institutional investors.

Also, we have more Ripple news from India. Asheesh Birla, Vice President of Product at Ripple, revealed that Ripple has a goal of providing XRP to more than one billion people in India. This was announced during a panel on Scaling and Digital Disruption in Fintech.


Ripple is one of the most valuable private companies in Silicon Valley today. Moreover, it continues to expand and regularly brings new products to the market. With its ambitious plans, it’s expected to dominate not only during 2019 but also beyond.

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